# Calculate Average Product Total Marginal Formula Revenue Calculator Avc Economics Economic Profit Equation Atc Definition Curve Microeconomics Formulas Graph

Finance Formulas / July 6, 2018 / Chanel Cleveland

## Demand Curve Formula

### Profitability Formula

#### Receivable Turnover Ratio Formula

##### Labor Efficiency Variance Formula
###### Total Stockholders Equity Formula

Since bonds are an essential part of the capital markets, investors and analysts seek to understand how the different features of a bond interact in order to determine its intrinsic value. Like a stock, the value of a bond determines whether it is a suitable investment for a portfolio and hence, is an integral step in bond investing.

When you make a down payment on a purchase and use a loan to pay for the remainder, you instantly reduce the amount of interest you pay over the lifetime of the loan. For example, if you borrow \$100,000 on a loan with a 5% interest rate, you owe \$5,000 in interest in the first year of the loan alone. However, if you have a \$20,000 down payment, you only need to borrow \$80,000. As a result, during the first year, your interest is only \$4,000, saving you \$1,000 in the first year alone. Thus, it pays to have a sizable down payment on your mortgage as it will save you thousands of dollars in interest over the lifetime of the loan.

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