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HomeFinance FormulasAmortization Payment FormulaHome Loan Interest Calculation Formula Excel Amortization Payment Balance Emi Calculator Calculate Amount Value Mortgage Chart Monthly Bond Repayment Schedule Auto Rate

Home Loan Interest Calculation Formula Excel Amortization Payment Balance Emi Calculator Calculate Amount Value Mortgage Chart Monthly Bond Repayment Schedule Auto Rate

Finance Formulas / July 19, 2018 / Kenley Hopper

Home Loan Interest Calculation Formula Excel Amortization Payment Balance Emi Calculator Calculate Amount Value Mortgage Chart Monthly Bond Repayment Schedule Auto Rate Finance Formulas

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Assets include anything a company owns that has monetary value, even if it can't be readily sold. They are split into two classes current assets, which refers to assets that a company can (or will) sell within one year, and long-term assets, which are the assets a company cannot (or doesn't plan to) sell within a year.

For example, suppose Net Operating Income (NOI) is $120,000 per year and total debt service is $100,000 per year. In this case the debt service coverage ratio (DSCR) would simply be $120,000 $100,000, which equals 1.20. It’s also common to see an "x" after the ratio. In this example it could be shown as "1.20x", which indicates that NOI covers debt service 1.2 times.

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