**Finance Formulas** / June 4, 2018 / Iliana Williamson

read moreImmediate payment annuities are a valuable retirement planning tool in that they provide a reliable and inexhaustible income stream. In effect, they function as a risk management tool that works...

**Finance Formulas** / August 4, 2018 / Alia Marquez

read moreCalculating the breakeven point is a key financial analysis tool used by business owners. Once you know the fixed and variable costs for the product your business produces or a...

**Finance Formulas** / August 5, 2018 / Kenley Hopper

read moreThe Capital Adequacy Ratio (CAR) is a measure of a bank's available capital expressed as a percentage of a bank's risk-weighted credit exposures. The Capital Adequacy Ratio, also known as...

**Finance Formulas** / August 5, 2018 / Briana Leonard

read moreIn other words, the breakeven point is equal to the total fixed costs divided by the difference between the unit price and variable costs. Note that in this formula, fixed...

*Finance Formulas* / August 4, 2018 / Aniyah Booth

read moreTotal debt service refers to current debt obligations, meaning any interest, principal, sinking-fund and lease payments that are due in the coming year. On a balance sheet, this will include...

__Finance Formulas__ / August 5, 2018 / Alia Marquez

read moreThe PV, or present value, portion of the loan payment formula uses the original loan amount. The original loan amount is essentially the present value of the future payments on...

*Finance Formulas* / August 5, 2018 / Avalynn Orr

read moreSince bonds are an essential part of the capital markets, investors and analysts seek to understand how the different features of a bond interact in order to determine its intrinsic...

__Finance Formulas__ / August 4, 2018 / Alia Marquez

read moreKnowing the Cross Price Elasticity of Demand of its own and other related products allows a firm to map out the market. The firm can then calculate how many competitors...

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