**Finance Formulas** / June 17, 2018 / Alyvia French

read moreThe Capital Adequacy Ratio (CAR) is a measure of a bank's available capital expressed as a percentage of a bank's risk-weighted credit exposures. The Capital Adequacy Ratio, also known as...

**Finance Formulas** / August 4, 2018 / Alia Marquez

read moreA lower debt ratio usually implies a more stable business with the potential of longevity because a company with lower ratio also has lower overall debt. Each industry has its...

**Finance Formulas** / August 5, 2018 / Alia Marquez

read moreThe PV, or present value, portion of the loan payment formula uses the original loan amount. The original loan amount is essentially the present value of the future payments on...

**Finance Formulas** / August 5, 2018 / Briana Leonard

read moreA dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits.[1] When a corporation earns a profit or surplus, the corporation is able...

*Finance Formulas* / August 5, 2018 / Alia Marquez

read moreA dividend is allocated as a fixed amount per share, with shareholders receiving a dividend in proportion to their shareholding. For the joint-stock company, paying dividends is not an expense;...

__Finance Formulas__ / August 5, 2018 / Kenley Hopper

read moreIt is important to keep the rate per period and number of periods consistent with one another in the formula. If the loan payments are made monthly, then the rate...

*Finance Formulas* / August 5, 2018 / Avalynn Orr

read moreA ratio under 1 indicates that a company’s liabilities are greater than its assets and suggests that the company in question would be unable to pay off its obligations if...

__Finance Formulas__ / August 5, 2018 / Aniyah Booth

read moreOtherwise, an annuity that changes the payment andor rate would need to be adjusted for each change. An annuity that has its first payment due at the beginning would use...

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