**Finance Formulas** / May 3, 2018 / Luz Tyson

read moreCompound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest,...

**Finance Formulas** / August 5, 2018 / Avalynn Orr

read moreAn immediate payment annuity is an annuity contract that is purchased with a single payment and pays a guaranteed income that starts almost immediately. Also called a "single-premium immediate annuity...

**Finance Formulas** / August 5, 2018 / Kenley Hopper

read moreLiabilities include all of the money a company owes. Similarly to assets, liabilities are divided into current liabilities, which include things like rent, tax, utilities, debts that are payable within...

**Finance Formulas** / August 5, 2018 / Briana Leonard

read moreWhat does the debt service coverage ratio mean? A DSCR greater than 1.0 means there is sufficient cash flow to cover debt service. A DSCR below 1.0 indicates there is...

*Finance Formulas* / August 4, 2018 / Alia Marquez

read moreThe PV, or present value, portion of the loan payment formula uses the original loan amount. The original loan amount is essentially the present value of the future payments on...

__Finance Formulas__ / August 4, 2018 / Aniyah Booth

read moreWhen investors buy bonds, they essentially lend bond issuers money. In return, bond issuers agree to pay investors interest on bonds throughout their lifetime and to repay the face value...

*Finance Formulas* / August 5, 2018 / Alia Marquez

read moreThe balance sheet is a complex display of this equation, showing that the total assets of a company are equal to the total of liabilities and shareholder equity, or said...

__Finance Formulas__ / August 4, 2018 / Alia Marquez

read moreA coupon bond, also referred to as a bearer bond, is a debt obligation with coupons attached that represent semi-annual interest payments. With coupon bonds, there are no records of...

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